LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,644
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,904
−HK$2,295/mo
Today · 4.125%
HK$77,199
baseline
▲ 0.50% · 4.625%
HK$81,897
+HK$4,698/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,398/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,816
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,983
−HK$2,199/mo
Today · 4.125%
HK$85,182
baseline
▲ 0.50% · 4.625%
HK$89,672
+HK$4,490/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,364/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,173
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,884
−HK$2,755/mo
Today · 4.125%
HK$92,639
baseline
▲ 0.50% · 4.625%
HK$98,276
+HK$5,637/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$185,278/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,353,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,979
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$99,580
−HK$2,638/mo
Today · 4.125%
HK$102,218
baseline
▲ 0.50% · 4.625%
HK$107,606
+HK$5,388/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$204,436/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,353,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,702
−HK$6,377/mo
▼ 0.25% · 3.875%
HK$104,865
−HK$3,214/mo
Today · 4.125%
HK$108,079
baseline
▲ 0.50% · 4.625%
HK$114,655
+HK$6,576/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$216,158/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,142
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,176
−HK$3,079/mo
Today · 4.125%
HK$119,255
baseline
▲ 0.50% · 4.625%
HK$125,541
+HK$6,286/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$238,510/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,759
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$134,826
−HK$4,133/mo
Today · 4.125%
HK$138,959
baseline
▲ 0.50% · 4.625%
HK$147,414
+HK$8,455/mo
Deposit HK$3.19M · loan HK$28.67M · min. income ≈ HK$277,918/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,468
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$149,370
−HK$3,957/mo
Today · 4.125%
HK$153,327
baseline
▲ 0.50% · 4.625%
HK$161,409
+HK$8,082/mo
Deposit HK$3.19M · loan HK$28.67M · min. income ≈ HK$306,654/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,957 · Scale 2, in force from 26 Feb 2026)