LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,649
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,908
−HK$2,296/mo
Today · 4.125%
HK$77,204
baseline
▲ 0.50% · 4.625%
HK$81,902
+HK$4,698/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,408/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,354,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,821
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,988
−HK$2,199/mo
Today · 4.125%
HK$85,187
baseline
▲ 0.50% · 4.625%
HK$89,678
+HK$4,491/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,374/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,354,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,178
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$89,890
−HK$2,755/mo
Today · 4.125%
HK$92,645
baseline
▲ 0.50% · 4.625%
HK$98,282
+HK$5,637/mo
Deposit HK$12.74M · loan HK$19.12M · min. income ≈ HK$185,290/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,985
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$99,586
−HK$2,639/mo
Today · 4.125%
HK$102,225
baseline
▲ 0.50% · 4.625%
HK$107,613
+HK$5,388/mo
Deposit HK$12.74M · loan HK$19.12M · min. income ≈ HK$204,450/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,708
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,872
−HK$3,214/mo
Today · 4.125%
HK$108,086
baseline
▲ 0.50% · 4.625%
HK$114,663
+HK$6,577/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$216,172/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,149
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,184
−HK$3,078/mo
Today · 4.125%
HK$119,262
baseline
▲ 0.50% · 4.625%
HK$125,549
+HK$6,287/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$238,524/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,767
−HK$8,201/mo
▼ 0.25% · 3.875%
HK$134,835
−HK$4,133/mo
Today · 4.125%
HK$138,968
baseline
▲ 0.50% · 4.625%
HK$147,423
+HK$8,455/mo
Deposit HK$3.19M · loan HK$28.67M · min. income ≈ HK$277,936/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,477
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$149,379
−HK$3,958/mo
Today · 4.125%
HK$153,337
baseline
▲ 0.50% · 4.625%
HK$161,420
+HK$8,083/mo
Deposit HK$3.19M · loan HK$28.67M · min. income ≈ HK$306,674/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,042 · Scale 2, in force from 26 Feb 2026)