LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,654
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,914
−HK$2,296/mo
Today · 4.125%
HK$77,210
baseline
▲ 0.50% · 4.625%
HK$81,909
+HK$4,699/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,420/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,827
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$82,995
−HK$2,199/mo
Today · 4.125%
HK$85,194
baseline
▲ 0.50% · 4.625%
HK$89,685
+HK$4,491/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,388/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,185
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,897
−HK$2,756/mo
Today · 4.125%
HK$92,653
baseline
▲ 0.50% · 4.625%
HK$98,290
+HK$5,637/mo
Deposit HK$12.74M · loan HK$19.12M · min. income ≈ HK$185,306/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,993
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$99,594
−HK$2,639/mo
Today · 4.125%
HK$102,233
baseline
▲ 0.50% · 4.625%
HK$107,622
+HK$5,389/mo
Deposit HK$12.74M · loan HK$19.12M · min. income ≈ HK$204,466/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,716
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,880
−HK$3,215/mo
Today · 4.125%
HK$108,095
baseline
▲ 0.50% · 4.625%
HK$114,672
+HK$6,577/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$216,190/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,158
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,193
−HK$3,079/mo
Today · 4.125%
HK$119,272
baseline
▲ 0.50% · 4.625%
HK$125,559
+HK$6,287/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$238,544/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,778
−HK$8,201/mo
▼ 0.25% · 3.875%
HK$134,846
−HK$4,133/mo
Today · 4.125%
HK$138,979
baseline
▲ 0.50% · 4.625%
HK$147,435
+HK$8,456/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$277,958/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,489
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$149,391
−HK$3,958/mo
Today · 4.125%
HK$153,349
baseline
▲ 0.50% · 4.625%
HK$161,433
+HK$8,084/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$306,698/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,152 · Scale 2, in force from 26 Feb 2026)