LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,656
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,916
−HK$2,296/mo
Today · 4.125%
HK$77,212
baseline
▲ 0.50% · 4.625%
HK$81,910
+HK$4,698/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,424/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,829
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$82,997
−HK$2,199/mo
Today · 4.125%
HK$85,196
baseline
▲ 0.50% · 4.625%
HK$89,687
+HK$4,491/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,392/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,187
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,899
−HK$2,756/mo
Today · 4.125%
HK$92,655
baseline
▲ 0.50% · 4.625%
HK$98,292
+HK$5,637/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$185,310/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,995
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$99,596
−HK$2,639/mo
Today · 4.125%
HK$102,235
baseline
▲ 0.50% · 4.625%
HK$107,624
+HK$5,389/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$204,470/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,718
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,882
−HK$3,215/mo
Today · 4.125%
HK$108,097
baseline
▲ 0.50% · 4.625%
HK$114,674
+HK$6,577/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$216,194/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,161
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,196
−HK$3,078/mo
Today · 4.125%
HK$119,274
baseline
▲ 0.50% · 4.625%
HK$125,562
+HK$6,288/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$238,548/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,781
−HK$8,201/mo
▼ 0.25% · 3.875%
HK$134,849
−HK$4,133/mo
Today · 4.125%
HK$138,982
baseline
▲ 0.50% · 4.625%
HK$147,439
+HK$8,457/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$277,964/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,492
−HK$7,861/mo
▼ 0.25% · 3.875%
HK$149,394
−HK$3,959/mo
Today · 4.125%
HK$153,353
baseline
▲ 0.50% · 4.625%
HK$161,436
+HK$8,083/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$306,706/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,181 · Scale 2, in force from 26 Feb 2026)