LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,658
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,918
−HK$2,296/mo
Today · 4.125%
HK$77,214
baseline
▲ 0.50% · 4.625%
HK$81,913
+HK$4,699/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,428/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,831
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$82,999
−HK$2,199/mo
Today · 4.125%
HK$85,198
baseline
▲ 0.50% · 4.625%
HK$89,689
+HK$4,491/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,396/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,190
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$89,902
−HK$2,755/mo
Today · 4.125%
HK$92,657
baseline
▲ 0.50% · 4.625%
HK$98,295
+HK$5,638/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$185,314/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,998
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$99,599
−HK$2,639/mo
Today · 4.125%
HK$102,238
baseline
▲ 0.50% · 4.625%
HK$107,627
+HK$5,389/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$204,476/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,721
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,885
−HK$3,215/mo
Today · 4.125%
HK$108,100
baseline
▲ 0.50% · 4.625%
HK$114,678
+HK$6,578/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$216,200/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,164
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,199
−HK$3,079/mo
Today · 4.125%
HK$119,278
baseline
▲ 0.50% · 4.625%
HK$125,565
+HK$6,287/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$238,556/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,785
−HK$8,201/mo
▼ 0.25% · 3.875%
HK$134,853
−HK$4,133/mo
Today · 4.125%
HK$138,986
baseline
▲ 0.50% · 4.625%
HK$147,443
+HK$8,457/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$277,972/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,496
−HK$7,861/mo
▼ 0.25% · 3.875%
HK$149,399
−HK$3,958/mo
Today · 4.125%
HK$153,357
baseline
▲ 0.50% · 4.625%
HK$161,441
+HK$8,084/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$306,714/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,220 · Scale 2, in force from 26 Feb 2026)