LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,664
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,924
−HK$2,297/mo
Today · 4.125%
HK$77,221
baseline
▲ 0.50% · 4.625%
HK$81,919
+HK$4,698/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,442/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,838
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$83,006
−HK$2,199/mo
Today · 4.125%
HK$85,205
baseline
▲ 0.50% · 4.625%
HK$89,697
+HK$4,492/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,410/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,197
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,909
−HK$2,756/mo
Today · 4.125%
HK$92,665
baseline
▲ 0.50% · 4.625%
HK$98,303
+HK$5,638/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$185,330/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,006
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$99,607
−HK$2,639/mo
Today · 4.125%
HK$102,246
baseline
▲ 0.50% · 4.625%
HK$107,636
+HK$5,390/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$204,492/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,730
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,894
−HK$3,215/mo
Today · 4.125%
HK$108,109
baseline
▲ 0.50% · 4.625%
HK$114,687
+HK$6,578/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$216,218/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,173
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$116,208
−HK$3,080/mo
Today · 4.125%
HK$119,288
baseline
▲ 0.50% · 4.625%
HK$125,575
+HK$6,287/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$238,576/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,795
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$134,864
−HK$4,133/mo
Today · 4.125%
HK$138,997
baseline
▲ 0.50% · 4.625%
HK$147,455
+HK$8,458/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$277,994/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,508
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$149,411
−HK$3,959/mo
Today · 4.125%
HK$153,370
baseline
▲ 0.50% · 4.625%
HK$161,454
+HK$8,084/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$306,740/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,331 · Scale 2, in force from 26 Feb 2026)