LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,665
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,925
−HK$2,297/mo
Today · 4.125%
HK$77,222
baseline
▲ 0.50% · 4.625%
HK$81,921
+HK$4,699/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,444/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,839
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,007
−HK$2,200/mo
Today · 4.125%
HK$85,207
baseline
▲ 0.50% · 4.625%
HK$89,698
+HK$4,491/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,414/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,198
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,911
−HK$2,755/mo
Today · 4.125%
HK$92,666
baseline
▲ 0.50% · 4.625%
HK$98,305
+HK$5,639/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$185,332/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,007
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,609
−HK$2,639/mo
Today · 4.125%
HK$102,248
baseline
▲ 0.50% · 4.625%
HK$107,638
+HK$5,390/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$204,496/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,731
−HK$6,380/mo
▼ 0.25% · 3.875%
HK$104,896
−HK$3,215/mo
Today · 4.125%
HK$108,111
baseline
▲ 0.50% · 4.625%
HK$114,689
+HK$6,578/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$216,222/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,175
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,210
−HK$3,079/mo
Today · 4.125%
HK$119,289
baseline
▲ 0.50% · 4.625%
HK$125,577
+HK$6,288/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$238,578/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,797
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$134,866
−HK$4,133/mo
Today · 4.125%
HK$138,999
baseline
▲ 0.50% · 4.625%
HK$147,457
+HK$8,458/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$277,998/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,511
−HK$7,861/mo
▼ 0.25% · 3.875%
HK$149,413
−HK$3,959/mo
Today · 4.125%
HK$153,372
baseline
▲ 0.50% · 4.625%
HK$161,457
+HK$8,085/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$306,744/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,352 · Scale 2, in force from 26 Feb 2026)