LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,667
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,927
−HK$2,296/mo
Today · 4.125%
HK$77,223
baseline
▲ 0.50% · 4.625%
HK$81,922
+HK$4,699/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,446/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,841
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$83,009
−HK$2,199/mo
Today · 4.125%
HK$85,208
baseline
▲ 0.50% · 4.625%
HK$89,700
+HK$4,492/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,416/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,200
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,912
−HK$2,756/mo
Today · 4.125%
HK$92,668
baseline
▲ 0.50% · 4.625%
HK$98,307
+HK$5,639/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$185,336/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,009
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,611
−HK$2,639/mo
Today · 4.125%
HK$102,250
baseline
▲ 0.50% · 4.625%
HK$107,640
+HK$5,390/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$204,500/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,733
−HK$6,380/mo
▼ 0.25% · 3.875%
HK$104,898
−HK$3,215/mo
Today · 4.125%
HK$108,113
baseline
▲ 0.50% · 4.625%
HK$114,691
+HK$6,578/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$216,226/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,177
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$116,212
−HK$3,080/mo
Today · 4.125%
HK$119,292
baseline
▲ 0.50% · 4.625%
HK$125,580
+HK$6,288/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$238,584/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,354,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,800
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$134,868
−HK$4,134/mo
Today · 4.125%
HK$139,002
baseline
▲ 0.50% · 4.625%
HK$147,460
+HK$8,458/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$278,004/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,513
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$149,416
−HK$3,959/mo
Today · 4.125%
HK$153,375
baseline
▲ 0.50% · 4.625%
HK$161,460
+HK$8,085/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$306,750/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,378 · Scale 2, in force from 26 Feb 2026)