LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,673
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,934
−HK$2,296/mo
Today · 4.125%
HK$77,230
baseline
▲ 0.50% · 4.625%
HK$81,929
+HK$4,699/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,460/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,848
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,016
−HK$2,200/mo
Today · 4.125%
HK$85,216
baseline
▲ 0.50% · 4.625%
HK$89,708
+HK$4,492/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,432/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,208
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,920
−HK$2,756/mo
Today · 4.125%
HK$92,676
baseline
▲ 0.50% · 4.625%
HK$98,315
+HK$5,639/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$185,352/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,018
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,620
−HK$2,639/mo
Today · 4.125%
HK$102,259
baseline
▲ 0.50% · 4.625%
HK$107,649
+HK$5,390/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$204,518/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,742
−HK$6,380/mo
▼ 0.25% · 3.875%
HK$104,907
−HK$3,215/mo
Today · 4.125%
HK$108,122
baseline
▲ 0.50% · 4.625%
HK$114,701
+HK$6,579/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$216,244/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,187
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$116,223
−HK$3,079/mo
Today · 4.125%
HK$119,302
baseline
▲ 0.50% · 4.625%
HK$125,591
+HK$6,289/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$238,604/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,811
−HK$8,203/mo
▼ 0.25% · 3.875%
HK$134,880
−HK$4,134/mo
Today · 4.125%
HK$139,014
baseline
▲ 0.50% · 4.625%
HK$147,473
+HK$8,459/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$278,028/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,526
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$149,429
−HK$3,960/mo
Today · 4.125%
HK$153,389
baseline
▲ 0.50% · 4.625%
HK$161,474
+HK$8,085/mo
Deposit HK$3.19M · loan HK$28.68M · min. income ≈ HK$306,778/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,498 · Scale 2, in force from 26 Feb 2026)