LTV · monthly repayment
▼ 0.50% · 3.625%
HK$726,733
−HK$45,573/mo
▼ 0.25% · 3.875%
HK$749,338
−HK$22,968/mo
Today · 4.125%
HK$772,306
baseline
▲ 0.50% · 4.625%
HK$819,298
+HK$46,992/mo
Deposit HK$159.35M · loan HK$159.35M · min. income ≈ HK$1,544,612/mo (50% DSR)
Upfront cash ≈ HK$180.07M (deposit + AVD stamp duty HK$20,715,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$808,483
−HK$43,680/mo
▼ 0.25% · 3.875%
HK$830,166
−HK$21,997/mo
Today · 4.125%
HK$852,163
baseline
▲ 0.50% · 4.625%
HK$897,082
+HK$44,919/mo
Deposit HK$159.35M · loan HK$159.35M · min. income ≈ HK$1,704,326/mo (50% DSR)
Upfront cash ≈ HK$180.07M (deposit + AVD stamp duty HK$20,715,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$872,080
−HK$54,687/mo
▼ 0.25% · 3.875%
HK$899,206
−HK$27,561/mo
Today · 4.125%
HK$926,767
baseline
▲ 0.50% · 4.625%
HK$983,158
+HK$56,391/mo
Deposit HK$127.48M · loan HK$191.22M · min. income ≈ HK$1,853,534/mo (50% DSR)
Upfront cash ≈ HK$148.20M (deposit + AVD stamp duty HK$20,715,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$970,180
−HK$52,416/mo
▼ 0.25% · 3.875%
HK$996,199
−HK$26,397/mo
Today · 4.125%
HK$1,022,596
baseline
▲ 0.50% · 4.625%
HK$1,076,498
+HK$53,902/mo
Deposit HK$127.48M · loan HK$191.22M · min. income ≈ HK$2,045,192/mo (50% DSR)
Upfront cash ≈ HK$148.20M (deposit + AVD stamp duty HK$20,715,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,017,426
−HK$63,802/mo
▼ 0.25% · 3.875%
HK$1,049,074
−HK$32,154/mo
Today · 4.125%
HK$1,081,228
baseline
▲ 0.50% · 4.625%
HK$1,147,018
+HK$65,790/mo
Deposit HK$95.61M · loan HK$223.09M · min. income ≈ HK$2,162,456/mo (50% DSR)
Upfront cash ≈ HK$116.33M (deposit + AVD stamp duty HK$20,715,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,131,876
−HK$61,152/mo
▼ 0.25% · 3.875%
HK$1,162,233
−HK$30,795/mo
Today · 4.125%
HK$1,193,028
baseline
▲ 0.50% · 4.625%
HK$1,255,914
+HK$62,886/mo
Deposit HK$95.61M · loan HK$223.09M · min. income ≈ HK$2,386,056/mo (50% DSR)
Upfront cash ≈ HK$116.33M (deposit + AVD stamp duty HK$20,715,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,308,119
−HK$82,031/mo
▼ 0.25% · 3.875%
HK$1,348,809
−HK$41,341/mo
Today · 4.125%
HK$1,390,150
baseline
▲ 0.50% · 4.625%
HK$1,474,737
+HK$84,587/mo
Deposit HK$31.87M · loan HK$286.84M · min. income ≈ HK$2,780,300/mo (50% DSR)
Upfront cash ≈ HK$52.59M (deposit + AVD stamp duty HK$20,715,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,455,270
−HK$78,623/mo
▼ 0.25% · 3.875%
HK$1,494,299
−HK$39,594/mo
Today · 4.125%
HK$1,533,893
baseline
▲ 0.50% · 4.625%
HK$1,614,747
+HK$80,854/mo
Deposit HK$31.87M · loan HK$286.84M · min. income ≈ HK$3,067,786/mo (50% DSR)
Upfront cash ≈ HK$52.59M (deposit + AVD stamp duty HK$20,715,934 · Scale 2, in force from 26 Feb 2026)