LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,677
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,938
−HK$2,297/mo
Today · 4.125%
HK$77,235
baseline
▲ 0.50% · 4.625%
HK$81,934
+HK$4,699/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,470/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,853
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,021
−HK$2,200/mo
Today · 4.125%
HK$85,221
baseline
▲ 0.50% · 4.625%
HK$89,713
+HK$4,492/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,442/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,213
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,925
−HK$2,757/mo
Today · 4.125%
HK$92,682
baseline
▲ 0.50% · 4.625%
HK$98,321
+HK$5,639/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$185,364/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,023
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,625
−HK$2,640/mo
Today · 4.125%
HK$102,265
baseline
▲ 0.50% · 4.625%
HK$107,656
+HK$5,391/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$204,530/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,748
−HK$6,381/mo
▼ 0.25% · 3.875%
HK$104,913
−HK$3,216/mo
Today · 4.125%
HK$108,129
baseline
▲ 0.50% · 4.625%
HK$114,708
+HK$6,579/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$216,258/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,194
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$116,230
−HK$3,079/mo
Today · 4.125%
HK$119,309
baseline
▲ 0.50% · 4.625%
HK$125,598
+HK$6,289/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$238,618/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,819
−HK$8,203/mo
▼ 0.25% · 3.875%
HK$134,888
−HK$4,134/mo
Today · 4.125%
HK$139,022
baseline
▲ 0.50% · 4.625%
HK$147,482
+HK$8,460/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$278,044/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,535
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$149,438
−HK$3,960/mo
Today · 4.125%
HK$153,398
baseline
▲ 0.50% · 4.625%
HK$161,483
+HK$8,085/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$306,796/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,577 · Scale 2, in force from 26 Feb 2026)