LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,679
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,940
−HK$2,297/mo
Today · 4.125%
HK$77,237
baseline
▲ 0.50% · 4.625%
HK$81,937
+HK$4,700/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,474/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,855
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,024
−HK$2,200/mo
Today · 4.125%
HK$85,224
baseline
▲ 0.50% · 4.625%
HK$89,716
+HK$4,492/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,448/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,215
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,928
−HK$2,757/mo
Today · 4.125%
HK$92,685
baseline
▲ 0.50% · 4.625%
HK$98,324
+HK$5,639/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$185,370/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,026
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,628
−HK$2,640/mo
Today · 4.125%
HK$102,268
baseline
▲ 0.50% · 4.625%
HK$107,659
+HK$5,391/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$204,536/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,751
−HK$6,381/mo
▼ 0.25% · 3.875%
HK$104,916
−HK$3,216/mo
Today · 4.125%
HK$108,132
baseline
▲ 0.50% · 4.625%
HK$114,712
+HK$6,580/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$216,264/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,197
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$116,233
−HK$3,080/mo
Today · 4.125%
HK$119,313
baseline
▲ 0.50% · 4.625%
HK$125,602
+HK$6,289/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$238,626/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,823
−HK$8,204/mo
▼ 0.25% · 3.875%
HK$134,892
−HK$4,135/mo
Today · 4.125%
HK$139,027
baseline
▲ 0.50% · 4.625%
HK$147,486
+HK$8,459/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$278,054/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,539
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$149,443
−HK$3,959/mo
Today · 4.125%
HK$153,402
baseline
▲ 0.50% · 4.625%
HK$161,488
+HK$8,086/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$306,804/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,619 · Scale 2, in force from 26 Feb 2026)