LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,680
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,941
−HK$2,297/mo
Today · 4.125%
HK$77,238
baseline
▲ 0.50% · 4.625%
HK$81,938
+HK$4,700/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,476/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,856
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,025
−HK$2,199/mo
Today · 4.125%
HK$85,224
baseline
▲ 0.50% · 4.625%
HK$89,717
+HK$4,493/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,448/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,216
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,929
−HK$2,756/mo
Today · 4.125%
HK$92,685
baseline
▲ 0.50% · 4.625%
HK$98,325
+HK$5,640/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$185,370/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,027
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,629
−HK$2,640/mo
Today · 4.125%
HK$102,269
baseline
▲ 0.50% · 4.625%
HK$107,660
+HK$5,391/mo
Deposit HK$12.75M · loan HK$19.12M · min. income ≈ HK$204,538/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,752
−HK$6,381/mo
▼ 0.25% · 3.875%
HK$104,917
−HK$3,216/mo
Today · 4.125%
HK$108,133
baseline
▲ 0.50% · 4.625%
HK$114,713
+HK$6,580/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$216,266/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,198
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$116,234
−HK$3,080/mo
Today · 4.125%
HK$119,314
baseline
▲ 0.50% · 4.625%
HK$125,603
+HK$6,289/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$238,628/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,824
−HK$8,204/mo
▼ 0.25% · 3.875%
HK$134,894
−HK$4,134/mo
Today · 4.125%
HK$139,028
baseline
▲ 0.50% · 4.625%
HK$147,488
+HK$8,460/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$278,056/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,541
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$149,444
−HK$3,960/mo
Today · 4.125%
HK$153,404
baseline
▲ 0.50% · 4.625%
HK$161,490
+HK$8,086/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$306,808/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,633 · Scale 2, in force from 26 Feb 2026)