LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,684
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,945
−HK$2,297/mo
Today · 4.125%
HK$77,242
baseline
▲ 0.50% · 4.625%
HK$81,942
+HK$4,700/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,484/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,860
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,029
−HK$2,200/mo
Today · 4.125%
HK$85,229
baseline
▲ 0.50% · 4.625%
HK$89,721
+HK$4,492/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,458/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,221
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,934
−HK$2,756/mo
Today · 4.125%
HK$92,690
baseline
▲ 0.50% · 4.625%
HK$98,330
+HK$5,640/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$185,380/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,032
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,634
−HK$2,640/mo
Today · 4.125%
HK$102,274
baseline
▲ 0.50% · 4.625%
HK$107,665
+HK$5,391/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$204,548/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,354,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,757
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$104,923
−HK$3,216/mo
Today · 4.125%
HK$108,139
baseline
▲ 0.50% · 4.625%
HK$114,718
+HK$6,579/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$216,278/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,204
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$116,240
−HK$3,080/mo
Today · 4.125%
HK$119,320
baseline
▲ 0.50% · 4.625%
HK$125,610
+HK$6,290/mo
Deposit HK$9.56M · loan HK$22.31M · min. income ≈ HK$238,640/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,831
−HK$8,204/mo
▼ 0.25% · 3.875%
HK$134,901
−HK$4,134/mo
Today · 4.125%
HK$139,035
baseline
▲ 0.50% · 4.625%
HK$147,495
+HK$8,460/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$278,070/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,548
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$149,452
−HK$3,960/mo
Today · 4.125%
HK$153,412
baseline
▲ 0.50% · 4.625%
HK$161,498
+HK$8,086/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$306,824/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,701 · Scale 2, in force from 26 Feb 2026)