LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,695
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,956
−HK$2,297/mo
Today · 4.125%
HK$77,253
baseline
▲ 0.50% · 4.625%
HK$81,954
+HK$4,701/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,506/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,872
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,041
−HK$2,200/mo
Today · 4.125%
HK$85,241
baseline
▲ 0.50% · 4.625%
HK$89,734
+HK$4,493/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,482/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,354,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,233
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$89,947
−HK$2,757/mo
Today · 4.125%
HK$92,704
baseline
▲ 0.50% · 4.625%
HK$98,345
+HK$5,641/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$185,408/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,354,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,046
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$99,649
−HK$2,640/mo
Today · 4.125%
HK$102,289
baseline
▲ 0.50% · 4.625%
HK$107,681
+HK$5,392/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$204,578/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,354,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,772
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$104,938
−HK$3,216/mo
Today · 4.125%
HK$108,154
baseline
▲ 0.50% · 4.625%
HK$114,735
+HK$6,581/mo
Deposit HK$9.56M · loan HK$22.32M · min. income ≈ HK$216,308/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,221
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$116,257
−HK$3,081/mo
Today · 4.125%
HK$119,338
baseline
▲ 0.50% · 4.625%
HK$125,628
+HK$6,290/mo
Deposit HK$9.56M · loan HK$22.32M · min. income ≈ HK$238,676/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,850
−HK$8,206/mo
▼ 0.25% · 3.875%
HK$134,920
−HK$4,136/mo
Today · 4.125%
HK$139,056
baseline
▲ 0.50% · 4.625%
HK$147,517
+HK$8,461/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$278,112/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,570
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$149,474
−HK$3,960/mo
Today · 4.125%
HK$153,434
baseline
▲ 0.50% · 4.625%
HK$161,522
+HK$8,088/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$306,868/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,900 · Scale 2, in force from 26 Feb 2026)