LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,698
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,960
−HK$2,297/mo
Today · 4.125%
HK$77,257
baseline
▲ 0.50% · 4.625%
HK$81,958
+HK$4,701/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,514/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,354,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,876
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,045
−HK$2,201/mo
Today · 4.125%
HK$85,246
baseline
▲ 0.50% · 4.625%
HK$89,739
+HK$4,493/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,492/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,354,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,238
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,951
−HK$2,757/mo
Today · 4.125%
HK$92,708
baseline
▲ 0.50% · 4.625%
HK$98,350
+HK$5,642/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$185,416/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,354,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,051
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,654
−HK$2,641/mo
Today · 4.125%
HK$102,295
baseline
▲ 0.50% · 4.625%
HK$107,687
+HK$5,392/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$204,590/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,354,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,778
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$104,943
−HK$3,217/mo
Today · 4.125%
HK$108,160
baseline
▲ 0.50% · 4.625%
HK$114,741
+HK$6,581/mo
Deposit HK$9.56M · loan HK$22.32M · min. income ≈ HK$216,320/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,226
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$116,263
−HK$3,081/mo
Today · 4.125%
HK$119,344
baseline
▲ 0.50% · 4.625%
HK$125,634
+HK$6,290/mo
Deposit HK$9.56M · loan HK$22.32M · min. income ≈ HK$238,688/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,354,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,857
−HK$8,206/mo
▼ 0.25% · 3.875%
HK$134,927
−HK$4,136/mo
Today · 4.125%
HK$139,063
baseline
▲ 0.50% · 4.625%
HK$147,524
+HK$8,461/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$278,126/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,577
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$149,481
−HK$3,961/mo
Today · 4.125%
HK$153,442
baseline
▲ 0.50% · 4.625%
HK$161,530
+HK$8,088/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$306,884/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,354,968 · Scale 2, in force from 26 Feb 2026)