LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,701
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,963
−HK$2,297/mo
Today · 4.125%
HK$77,260
baseline
▲ 0.50% · 4.625%
HK$81,961
+HK$4,701/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,520/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,879
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,048
−HK$2,201/mo
Today · 4.125%
HK$85,249
baseline
▲ 0.50% · 4.625%
HK$89,743
+HK$4,494/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,498/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,241
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$89,955
−HK$2,757/mo
Today · 4.125%
HK$92,712
baseline
▲ 0.50% · 4.625%
HK$98,354
+HK$5,642/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$185,424/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,055
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,658
−HK$2,641/mo
Today · 4.125%
HK$102,299
baseline
▲ 0.50% · 4.625%
HK$107,691
+HK$5,392/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$204,598/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,782
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$104,948
−HK$3,216/mo
Today · 4.125%
HK$108,164
baseline
▲ 0.50% · 4.625%
HK$114,746
+HK$6,582/mo
Deposit HK$9.56M · loan HK$22.32M · min. income ≈ HK$216,328/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,231
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$116,268
−HK$3,081/mo
Today · 4.125%
HK$119,349
baseline
▲ 0.50% · 4.625%
HK$125,640
+HK$6,291/mo
Deposit HK$9.56M · loan HK$22.32M · min. income ≈ HK$238,698/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,862
−HK$8,206/mo
▼ 0.25% · 3.875%
HK$134,933
−HK$4,135/mo
Today · 4.125%
HK$139,068
baseline
▲ 0.50% · 4.625%
HK$147,530
+HK$8,462/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$278,136/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,355,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,583
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$149,487
−HK$3,961/mo
Today · 4.125%
HK$153,448
baseline
▲ 0.50% · 4.625%
HK$161,537
+HK$8,089/mo
Deposit HK$3.19M · loan HK$28.69M · min. income ≈ HK$306,896/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,355,023 · Scale 2, in force from 26 Feb 2026)