LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,705
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,966
−HK$2,298/mo
Today · 4.125%
HK$77,264
baseline
▲ 0.50% · 4.625%
HK$81,965
+HK$4,701/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,528/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,883
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,053
−HK$2,200/mo
Today · 4.125%
HK$85,253
baseline
▲ 0.50% · 4.625%
HK$89,747
+HK$4,494/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,506/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,246
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$89,960
−HK$2,757/mo
Today · 4.125%
HK$92,717
baseline
▲ 0.50% · 4.625%
HK$98,358
+HK$5,641/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$185,434/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,060
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,663
−HK$2,641/mo
Today · 4.125%
HK$102,304
baseline
▲ 0.50% · 4.625%
HK$107,696
+HK$5,392/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$204,608/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,787
−HK$6,383/mo
▼ 0.25% · 3.875%
HK$104,953
−HK$3,217/mo
Today · 4.125%
HK$108,170
baseline
▲ 0.50% · 4.625%
HK$114,752
+HK$6,582/mo
Deposit HK$9.57M · loan HK$22.32M · min. income ≈ HK$216,340/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,237
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$116,274
−HK$3,081/mo
Today · 4.125%
HK$119,355
baseline
▲ 0.50% · 4.625%
HK$125,646
+HK$6,291/mo
Deposit HK$9.57M · loan HK$22.32M · min. income ≈ HK$238,710/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,869
−HK$8,206/mo
▼ 0.25% · 3.875%
HK$134,939
−HK$4,136/mo
Today · 4.125%
HK$139,075
baseline
▲ 0.50% · 4.625%
HK$147,538
+HK$8,463/mo
Deposit HK$3.19M · loan HK$28.70M · min. income ≈ HK$278,150/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,355,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,590
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$149,495
−HK$3,961/mo
Today · 4.125%
HK$153,456
baseline
▲ 0.50% · 4.625%
HK$161,545
+HK$8,089/mo
Deposit HK$3.19M · loan HK$28.70M · min. income ≈ HK$306,912/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,355,091 · Scale 2, in force from 26 Feb 2026)