LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,706
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,967
−HK$2,298/mo
Today · 4.125%
HK$77,265
baseline
▲ 0.50% · 4.625%
HK$81,966
+HK$4,701/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,530/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,884
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,053
−HK$2,201/mo
Today · 4.125%
HK$85,254
baseline
▲ 0.50% · 4.625%
HK$89,748
+HK$4,494/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,508/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,247
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$89,960
−HK$2,758/mo
Today · 4.125%
HK$92,718
baseline
▲ 0.50% · 4.625%
HK$98,359
+HK$5,641/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$185,436/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,061
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,664
−HK$2,641/mo
Today · 4.125%
HK$102,305
baseline
▲ 0.50% · 4.625%
HK$107,698
+HK$5,393/mo
Deposit HK$12.75M · loan HK$19.13M · min. income ≈ HK$204,610/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,788
−HK$6,383/mo
▼ 0.25% · 3.875%
HK$104,954
−HK$3,217/mo
Today · 4.125%
HK$108,171
baseline
▲ 0.50% · 4.625%
HK$114,753
+HK$6,582/mo
Deposit HK$9.57M · loan HK$22.32M · min. income ≈ HK$216,342/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,238
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$116,275
−HK$3,081/mo
Today · 4.125%
HK$119,356
baseline
▲ 0.50% · 4.625%
HK$125,647
+HK$6,291/mo
Deposit HK$9.57M · loan HK$22.32M · min. income ≈ HK$238,712/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,870
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$134,941
−HK$4,136/mo
Today · 4.125%
HK$139,077
baseline
▲ 0.50% · 4.625%
HK$147,539
+HK$8,462/mo
Deposit HK$3.19M · loan HK$28.70M · min. income ≈ HK$278,154/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,355,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,591
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$149,496
−HK$3,961/mo
Today · 4.125%
HK$153,457
baseline
▲ 0.50% · 4.625%
HK$161,546
+HK$8,089/mo
Deposit HK$3.19M · loan HK$28.70M · min. income ≈ HK$306,914/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,355,104 · Scale 2, in force from 26 Feb 2026)