LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,713
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,975
−HK$2,298/mo
Today · 4.125%
HK$77,273
baseline
▲ 0.50% · 4.625%
HK$81,975
+HK$4,702/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,546/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,893
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,062
−HK$2,201/mo
Today · 4.125%
HK$85,263
baseline
▲ 0.50% · 4.625%
HK$89,758
+HK$4,495/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,526/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,256
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,970
−HK$2,758/mo
Today · 4.125%
HK$92,728
baseline
▲ 0.50% · 4.625%
HK$98,370
+HK$5,642/mo
Deposit HK$12.76M · loan HK$19.13M · min. income ≈ HK$185,456/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,072
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,675
−HK$2,641/mo
Today · 4.125%
HK$102,316
baseline
▲ 0.50% · 4.625%
HK$107,709
+HK$5,393/mo
Deposit HK$12.76M · loan HK$19.13M · min. income ≈ HK$204,632/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,799
−HK$6,383/mo
▼ 0.25% · 3.875%
HK$104,965
−HK$3,217/mo
Today · 4.125%
HK$108,182
baseline
▲ 0.50% · 4.625%
HK$114,765
+HK$6,583/mo
Deposit HK$9.57M · loan HK$22.32M · min. income ≈ HK$216,364/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,250
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$116,287
−HK$3,082/mo
Today · 4.125%
HK$119,369
baseline
▲ 0.50% · 4.625%
HK$125,661
+HK$6,292/mo
Deposit HK$9.57M · loan HK$22.32M · min. income ≈ HK$238,738/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,884
−HK$8,208/mo
▼ 0.25% · 3.875%
HK$134,955
−HK$4,137/mo
Today · 4.125%
HK$139,092
baseline
▲ 0.50% · 4.625%
HK$147,555
+HK$8,463/mo
Deposit HK$3.19M · loan HK$28.70M · min. income ≈ HK$278,184/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,355,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,607
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$149,512
−HK$3,962/mo
Today · 4.125%
HK$153,474
baseline
▲ 0.50% · 4.625%
HK$161,564
+HK$8,090/mo
Deposit HK$3.19M · loan HK$28.70M · min. income ≈ HK$306,948/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,355,251 · Scale 2, in force from 26 Feb 2026)