LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,714
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,976
−HK$2,298/mo
Today · 4.125%
HK$77,274
baseline
▲ 0.50% · 4.625%
HK$81,975
+HK$4,701/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$154,548/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,893
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,063
−HK$2,201/mo
Today · 4.125%
HK$85,264
baseline
▲ 0.50% · 4.625%
HK$89,758
+HK$4,494/mo
Deposit HK$15.94M · loan HK$15.94M · min. income ≈ HK$170,528/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,256
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,971
−HK$2,757/mo
Today · 4.125%
HK$92,728
baseline
▲ 0.50% · 4.625%
HK$98,371
+HK$5,643/mo
Deposit HK$12.76M · loan HK$19.13M · min. income ≈ HK$185,456/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,072
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,675
−HK$2,641/mo
Today · 4.125%
HK$102,316
baseline
▲ 0.50% · 4.625%
HK$107,710
+HK$5,394/mo
Deposit HK$12.76M · loan HK$19.13M · min. income ≈ HK$204,632/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,799
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$104,966
−HK$3,217/mo
Today · 4.125%
HK$108,183
baseline
▲ 0.50% · 4.625%
HK$114,766
+HK$6,583/mo
Deposit HK$9.57M · loan HK$22.32M · min. income ≈ HK$216,366/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,251
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$116,288
−HK$3,081/mo
Today · 4.125%
HK$119,369
baseline
▲ 0.50% · 4.625%
HK$125,661
+HK$6,292/mo
Deposit HK$9.57M · loan HK$22.32M · min. income ≈ HK$238,738/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,885
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$134,956
−HK$4,136/mo
Today · 4.125%
HK$139,092
baseline
▲ 0.50% · 4.625%
HK$147,556
+HK$8,464/mo
Deposit HK$3.19M · loan HK$28.70M · min. income ≈ HK$278,184/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,355,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,608
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$149,513
−HK$3,962/mo
Today · 4.125%
HK$153,475
baseline
▲ 0.50% · 4.625%
HK$161,565
+HK$8,090/mo
Deposit HK$3.19M · loan HK$28.70M · min. income ≈ HK$306,950/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,355,258 · Scale 2, in force from 26 Feb 2026)