LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,732
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,994
−HK$2,299/mo
Today · 4.125%
HK$77,293
baseline
▲ 0.50% · 4.625%
HK$81,996
+HK$4,703/mo
Deposit HK$15.95M · loan HK$15.95M · min. income ≈ HK$154,586/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,913
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,083
−HK$2,202/mo
Today · 4.125%
HK$85,285
baseline
▲ 0.50% · 4.625%
HK$89,780
+HK$4,495/mo
Deposit HK$15.95M · loan HK$15.95M · min. income ≈ HK$170,570/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,355,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,278
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$89,993
−HK$2,758/mo
Today · 4.125%
HK$92,751
baseline
▲ 0.50% · 4.625%
HK$98,395
+HK$5,644/mo
Deposit HK$12.76M · loan HK$19.14M · min. income ≈ HK$185,502/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,096
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,700
−HK$2,642/mo
Today · 4.125%
HK$102,342
baseline
▲ 0.50% · 4.625%
HK$107,736
+HK$5,394/mo
Deposit HK$12.76M · loan HK$19.14M · min. income ≈ HK$204,684/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,355,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,824
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$104,992
−HK$3,218/mo
Today · 4.125%
HK$108,210
baseline
▲ 0.50% · 4.625%
HK$114,794
+HK$6,584/mo
Deposit HK$9.57M · loan HK$22.33M · min. income ≈ HK$216,420/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,279
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$116,317
−HK$3,082/mo
Today · 4.125%
HK$119,399
baseline
▲ 0.50% · 4.625%
HK$125,692
+HK$6,293/mo
Deposit HK$9.57M · loan HK$22.33M · min. income ≈ HK$238,798/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,355,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,917
−HK$8,210/mo
▼ 0.25% · 3.875%
HK$134,989
−HK$4,138/mo
Today · 4.125%
HK$139,127
baseline
▲ 0.50% · 4.625%
HK$147,592
+HK$8,465/mo
Deposit HK$3.19M · loan HK$28.71M · min. income ≈ HK$278,254/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,355,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,644
−HK$7,869/mo
▼ 0.25% · 3.875%
HK$149,550
−HK$3,963/mo
Today · 4.125%
HK$153,513
baseline
▲ 0.50% · 4.625%
HK$161,604
+HK$8,091/mo
Deposit HK$3.19M · loan HK$28.71M · min. income ≈ HK$307,026/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,355,592 · Scale 2, in force from 26 Feb 2026)