LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,743
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$75,006
−HK$2,298/mo
Today · 4.125%
HK$77,304
baseline
▲ 0.50% · 4.625%
HK$82,008
+HK$4,704/mo
Deposit HK$15.95M · loan HK$15.95M · min. income ≈ HK$154,608/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,355,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,926
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,096
−HK$2,202/mo
Today · 4.125%
HK$85,298
baseline
▲ 0.50% · 4.625%
HK$89,794
+HK$4,496/mo
Deposit HK$15.95M · loan HK$15.95M · min. income ≈ HK$170,596/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,355,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,291
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$90,007
−HK$2,758/mo
Today · 4.125%
HK$92,765
baseline
▲ 0.50% · 4.625%
HK$98,410
+HK$5,645/mo
Deposit HK$12.76M · loan HK$19.14M · min. income ≈ HK$185,530/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,355,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,111
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,715
−HK$2,642/mo
Today · 4.125%
HK$102,357
baseline
▲ 0.50% · 4.625%
HK$107,753
+HK$5,396/mo
Deposit HK$12.76M · loan HK$19.14M · min. income ≈ HK$204,714/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,355,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,840
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$105,008
−HK$3,218/mo
Today · 4.125%
HK$108,226
baseline
▲ 0.50% · 4.625%
HK$114,811
+HK$6,585/mo
Deposit HK$9.57M · loan HK$22.33M · min. income ≈ HK$216,452/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,355,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,296
−HK$6,121/mo
▼ 0.25% · 3.875%
HK$116,334
−HK$3,083/mo
Today · 4.125%
HK$119,417
baseline
▲ 0.50% · 4.625%
HK$125,712
+HK$6,295/mo
Deposit HK$9.57M · loan HK$22.33M · min. income ≈ HK$238,834/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,355,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,937
−HK$8,211/mo
▼ 0.25% · 3.875%
HK$135,010
−HK$4,138/mo
Today · 4.125%
HK$139,148
baseline
▲ 0.50% · 4.625%
HK$147,615
+HK$8,467/mo
Deposit HK$3.19M · loan HK$28.71M · min. income ≈ HK$278,296/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,355,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,666
−HK$7,870/mo
▼ 0.25% · 3.875%
HK$149,573
−HK$3,963/mo
Today · 4.125%
HK$153,536
baseline
▲ 0.50% · 4.625%
HK$161,629
+HK$8,093/mo
Deposit HK$3.19M · loan HK$28.71M · min. income ≈ HK$307,072/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,355,799 · Scale 2, in force from 26 Feb 2026)