LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,749
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,012
−HK$2,299/mo
Today · 4.125%
HK$77,311
baseline
▲ 0.50% · 4.625%
HK$82,015
+HK$4,704/mo
Deposit HK$15.95M · loan HK$15.95M · min. income ≈ HK$154,622/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,355,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,932
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,103
−HK$2,202/mo
Today · 4.125%
HK$85,305
baseline
▲ 0.50% · 4.625%
HK$89,801
+HK$4,496/mo
Deposit HK$15.95M · loan HK$15.95M · min. income ≈ HK$170,610/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,355,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,298
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$90,014
−HK$2,759/mo
Today · 4.125%
HK$92,773
baseline
▲ 0.50% · 4.625%
HK$98,418
+HK$5,645/mo
Deposit HK$12.76M · loan HK$19.14M · min. income ≈ HK$185,546/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,355,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,119
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$99,723
−HK$2,643/mo
Today · 4.125%
HK$102,366
baseline
▲ 0.50% · 4.625%
HK$107,762
+HK$5,396/mo
Deposit HK$12.76M · loan HK$19.14M · min. income ≈ HK$204,732/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,355,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,848
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$105,016
−HK$3,219/mo
Today · 4.125%
HK$108,235
baseline
▲ 0.50% · 4.625%
HK$114,821
+HK$6,586/mo
Deposit HK$9.57M · loan HK$22.33M · min. income ≈ HK$216,470/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,355,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,305
−HK$6,122/mo
▼ 0.25% · 3.875%
HK$116,344
−HK$3,083/mo
Today · 4.125%
HK$119,427
baseline
▲ 0.50% · 4.625%
HK$125,722
+HK$6,295/mo
Deposit HK$9.57M · loan HK$22.33M · min. income ≈ HK$238,854/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,355,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,948
−HK$8,211/mo
▼ 0.25% · 3.875%
HK$135,021
−HK$4,138/mo
Today · 4.125%
HK$139,159
baseline
▲ 0.50% · 4.625%
HK$147,627
+HK$8,468/mo
Deposit HK$3.19M · loan HK$28.71M · min. income ≈ HK$278,318/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,355,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,678
−HK$7,871/mo
▼ 0.25% · 3.875%
HK$149,585
−HK$3,964/mo
Today · 4.125%
HK$153,549
baseline
▲ 0.50% · 4.625%
HK$161,642
+HK$8,093/mo
Deposit HK$3.19M · loan HK$28.71M · min. income ≈ HK$307,098/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,355,910 · Scale 2, in force from 26 Feb 2026)