LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,756
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,019
−HK$2,299/mo
Today · 4.125%
HK$77,318
baseline
▲ 0.50% · 4.625%
HK$82,023
+HK$4,705/mo
Deposit HK$15.95M · loan HK$15.95M · min. income ≈ HK$154,636/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,940
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,111
−HK$2,202/mo
Today · 4.125%
HK$85,313
baseline
▲ 0.50% · 4.625%
HK$89,810
+HK$4,497/mo
Deposit HK$15.95M · loan HK$15.95M · min. income ≈ HK$170,626/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,307
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$90,023
−HK$2,759/mo
Today · 4.125%
HK$92,782
baseline
▲ 0.50% · 4.625%
HK$98,427
+HK$5,645/mo
Deposit HK$12.76M · loan HK$19.14M · min. income ≈ HK$185,564/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,128
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,733
−HK$2,643/mo
Today · 4.125%
HK$102,376
baseline
▲ 0.50% · 4.625%
HK$107,772
+HK$5,396/mo
Deposit HK$12.76M · loan HK$19.14M · min. income ≈ HK$204,752/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,858
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$105,026
−HK$3,220/mo
Today · 4.125%
HK$108,246
baseline
▲ 0.50% · 4.625%
HK$114,832
+HK$6,586/mo
Deposit HK$9.57M · loan HK$22.33M · min. income ≈ HK$216,492/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,316
−HK$6,122/mo
▼ 0.25% · 3.875%
HK$116,355
−HK$3,083/mo
Today · 4.125%
HK$119,438
baseline
▲ 0.50% · 4.625%
HK$125,734
+HK$6,296/mo
Deposit HK$9.57M · loan HK$22.33M · min. income ≈ HK$238,876/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,960
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$135,034
−HK$4,139/mo
Today · 4.125%
HK$139,173
baseline
▲ 0.50% · 4.625%
HK$147,641
+HK$8,468/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$278,346/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,692
−HK$7,871/mo
▼ 0.25% · 3.875%
HK$149,600
−HK$3,963/mo
Today · 4.125%
HK$153,563
baseline
▲ 0.50% · 4.625%
HK$161,658
+HK$8,095/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$307,126/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,041 · Scale 2, in force from 26 Feb 2026)