LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,761
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,024
−HK$2,300/mo
Today · 4.125%
HK$77,324
baseline
▲ 0.50% · 4.625%
HK$82,029
+HK$4,705/mo
Deposit HK$15.95M · loan HK$15.95M · min. income ≈ HK$154,648/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,946
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,117
−HK$2,202/mo
Today · 4.125%
HK$85,319
baseline
▲ 0.50% · 4.625%
HK$89,816
+HK$4,497/mo
Deposit HK$15.95M · loan HK$15.95M · min. income ≈ HK$170,638/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,313
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,029
−HK$2,760/mo
Today · 4.125%
HK$92,789
baseline
▲ 0.50% · 4.625%
HK$98,434
+HK$5,645/mo
Deposit HK$12.76M · loan HK$19.15M · min. income ≈ HK$185,578/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,135
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,740
−HK$2,643/mo
Today · 4.125%
HK$102,383
baseline
▲ 0.50% · 4.625%
HK$107,780
+HK$5,397/mo
Deposit HK$12.76M · loan HK$19.15M · min. income ≈ HK$204,766/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,865
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$105,034
−HK$3,219/mo
Today · 4.125%
HK$108,253
baseline
▲ 0.50% · 4.625%
HK$114,840
+HK$6,587/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$216,506/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,324
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$116,364
−HK$3,083/mo
Today · 4.125%
HK$119,447
baseline
▲ 0.50% · 4.625%
HK$125,743
+HK$6,296/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$238,894/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,970
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$135,044
−HK$4,139/mo
Today · 4.125%
HK$139,183
baseline
▲ 0.50% · 4.625%
HK$147,652
+HK$8,469/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$278,366/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,703
−HK$7,871/mo
▼ 0.25% · 3.875%
HK$149,610
−HK$3,964/mo
Today · 4.125%
HK$153,574
baseline
▲ 0.50% · 4.625%
HK$161,670
+HK$8,096/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$307,148/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,139 · Scale 2, in force from 26 Feb 2026)