LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,765
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,028
−HK$2,300/mo
Today · 4.125%
HK$77,328
baseline
▲ 0.50% · 4.625%
HK$82,033
+HK$4,705/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$154,656/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,950
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,121
−HK$2,203/mo
Today · 4.125%
HK$85,324
baseline
▲ 0.50% · 4.625%
HK$89,821
+HK$4,497/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$170,648/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,318
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$90,034
−HK$2,759/mo
Today · 4.125%
HK$92,793
baseline
▲ 0.50% · 4.625%
HK$98,440
+HK$5,647/mo
Deposit HK$12.76M · loan HK$19.15M · min. income ≈ HK$185,586/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,140
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,745
−HK$2,643/mo
Today · 4.125%
HK$102,388
baseline
▲ 0.50% · 4.625%
HK$107,785
+HK$5,397/mo
Deposit HK$12.76M · loan HK$19.15M · min. income ≈ HK$204,776/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,871
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$105,039
−HK$3,220/mo
Today · 4.125%
HK$108,259
baseline
▲ 0.50% · 4.625%
HK$114,846
+HK$6,587/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$216,518/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,330
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$116,370
−HK$3,083/mo
Today · 4.125%
HK$119,453
baseline
▲ 0.50% · 4.625%
HK$125,750
+HK$6,297/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$238,906/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,977
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$135,051
−HK$4,139/mo
Today · 4.125%
HK$139,190
baseline
▲ 0.50% · 4.625%
HK$147,659
+HK$8,469/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$278,380/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,710
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$149,618
−HK$3,964/mo
Today · 4.125%
HK$153,582
baseline
▲ 0.50% · 4.625%
HK$161,678
+HK$8,096/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$307,164/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,209 · Scale 2, in force from 26 Feb 2026)