LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,768
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,031
−HK$2,300/mo
Today · 4.125%
HK$77,331
baseline
▲ 0.50% · 4.625%
HK$82,036
+HK$4,705/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$154,662/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,953
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,125
−HK$2,202/mo
Today · 4.125%
HK$85,327
baseline
▲ 0.50% · 4.625%
HK$89,825
+HK$4,498/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$170,654/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,321
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,038
−HK$2,759/mo
Today · 4.125%
HK$92,797
baseline
▲ 0.50% · 4.625%
HK$98,444
+HK$5,647/mo
Deposit HK$12.76M · loan HK$19.15M · min. income ≈ HK$185,594/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,144
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,749
−HK$2,644/mo
Today · 4.125%
HK$102,393
baseline
▲ 0.50% · 4.625%
HK$107,790
+HK$5,397/mo
Deposit HK$12.76M · loan HK$19.15M · min. income ≈ HK$204,786/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,875
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$105,044
−HK$3,219/mo
Today · 4.125%
HK$108,263
baseline
▲ 0.50% · 4.625%
HK$114,851
+HK$6,588/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$216,526/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,335
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$116,374
−HK$3,084/mo
Today · 4.125%
HK$119,458
baseline
▲ 0.50% · 4.625%
HK$125,755
+HK$6,297/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$238,916/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,982
−HK$8,214/mo
▼ 0.25% · 3.875%
HK$135,056
−HK$4,140/mo
Today · 4.125%
HK$139,196
baseline
▲ 0.50% · 4.625%
HK$147,665
+HK$8,469/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$278,392/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,716
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$149,624
−HK$3,965/mo
Today · 4.125%
HK$153,589
baseline
▲ 0.50% · 4.625%
HK$161,685
+HK$8,096/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$307,178/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,265 · Scale 2, in force from 26 Feb 2026)