LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,769
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,033
−HK$2,299/mo
Today · 4.125%
HK$77,332
baseline
▲ 0.50% · 4.625%
HK$82,038
+HK$4,706/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$154,664/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,955
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,126
−HK$2,203/mo
Today · 4.125%
HK$85,329
baseline
▲ 0.50% · 4.625%
HK$89,826
+HK$4,497/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$170,658/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,323
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,039
−HK$2,760/mo
Today · 4.125%
HK$92,799
baseline
▲ 0.50% · 4.625%
HK$98,445
+HK$5,646/mo
Deposit HK$12.77M · loan HK$19.15M · min. income ≈ HK$185,598/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,146
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,751
−HK$2,643/mo
Today · 4.125%
HK$102,394
baseline
▲ 0.50% · 4.625%
HK$107,792
+HK$5,398/mo
Deposit HK$12.77M · loan HK$19.15M · min. income ≈ HK$204,788/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,877
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$105,046
−HK$3,219/mo
Today · 4.125%
HK$108,265
baseline
▲ 0.50% · 4.625%
HK$114,853
+HK$6,588/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$216,530/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,337
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$116,376
−HK$3,084/mo
Today · 4.125%
HK$119,460
baseline
▲ 0.50% · 4.625%
HK$125,757
+HK$6,297/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$238,920/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,984
−HK$8,214/mo
▼ 0.25% · 3.875%
HK$135,059
−HK$4,139/mo
Today · 4.125%
HK$139,198
baseline
▲ 0.50% · 4.625%
HK$147,668
+HK$8,470/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$278,396/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,719
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$149,627
−HK$3,964/mo
Today · 4.125%
HK$153,591
baseline
▲ 0.50% · 4.625%
HK$161,687
+HK$8,096/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$307,182/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,288 · Scale 2, in force from 26 Feb 2026)