LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,771
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,035
−HK$2,299/mo
Today · 4.125%
HK$77,334
baseline
▲ 0.50% · 4.625%
HK$82,040
+HK$4,706/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$154,668/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,957
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,128
−HK$2,203/mo
Today · 4.125%
HK$85,331
baseline
▲ 0.50% · 4.625%
HK$89,829
+HK$4,498/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$170,662/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,325
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,041
−HK$2,760/mo
Today · 4.125%
HK$92,801
baseline
▲ 0.50% · 4.625%
HK$98,448
+HK$5,647/mo
Deposit HK$12.77M · loan HK$19.15M · min. income ≈ HK$185,602/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,148
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,754
−HK$2,643/mo
Today · 4.125%
HK$102,397
baseline
▲ 0.50% · 4.625%
HK$107,794
+HK$5,397/mo
Deposit HK$12.77M · loan HK$19.15M · min. income ≈ HK$204,794/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,879
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$105,048
−HK$3,220/mo
Today · 4.125%
HK$108,268
baseline
▲ 0.50% · 4.625%
HK$114,856
+HK$6,588/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$216,536/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,340
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$116,379
−HK$3,084/mo
Today · 4.125%
HK$119,463
baseline
▲ 0.50% · 4.625%
HK$125,760
+HK$6,297/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$238,926/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,988
−HK$8,214/mo
▼ 0.25% · 3.875%
HK$135,062
−HK$4,140/mo
Today · 4.125%
HK$139,202
baseline
▲ 0.50% · 4.625%
HK$147,672
+HK$8,470/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$278,404/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,722
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$149,631
−HK$3,964/mo
Today · 4.125%
HK$153,595
baseline
▲ 0.50% · 4.625%
HK$161,692
+HK$8,097/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$307,190/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,324 · Scale 2, in force from 26 Feb 2026)