LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,773
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,037
−HK$2,300/mo
Today · 4.125%
HK$77,337
baseline
▲ 0.50% · 4.625%
HK$82,042
+HK$4,705/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$154,674/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,959
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,131
−HK$2,202/mo
Today · 4.125%
HK$85,333
baseline
▲ 0.50% · 4.625%
HK$89,831
+HK$4,498/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$170,666/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,356,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,328
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,044
−HK$2,760/mo
Today · 4.125%
HK$92,804
baseline
▲ 0.50% · 4.625%
HK$98,451
+HK$5,647/mo
Deposit HK$12.77M · loan HK$19.15M · min. income ≈ HK$185,608/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,151
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,757
−HK$2,643/mo
Today · 4.125%
HK$102,400
baseline
▲ 0.50% · 4.625%
HK$107,798
+HK$5,398/mo
Deposit HK$12.77M · loan HK$19.15M · min. income ≈ HK$204,800/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,882
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$105,052
−HK$3,219/mo
Today · 4.125%
HK$108,271
baseline
▲ 0.50% · 4.625%
HK$114,859
+HK$6,588/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$216,542/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,343
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$116,383
−HK$3,084/mo
Today · 4.125%
HK$119,467
baseline
▲ 0.50% · 4.625%
HK$125,764
+HK$6,297/mo
Deposit HK$9.57M · loan HK$22.34M · min. income ≈ HK$238,934/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,992
−HK$8,214/mo
▼ 0.25% · 3.875%
HK$135,066
−HK$4,140/mo
Today · 4.125%
HK$139,206
baseline
▲ 0.50% · 4.625%
HK$147,676
+HK$8,470/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$278,412/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,727
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$149,635
−HK$3,965/mo
Today · 4.125%
HK$153,600
baseline
▲ 0.50% · 4.625%
HK$161,697
+HK$8,097/mo
Deposit HK$3.19M · loan HK$28.72M · min. income ≈ HK$307,200/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,366 · Scale 2, in force from 26 Feb 2026)