LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,781
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,045
−HK$2,300/mo
Today · 4.125%
HK$77,345
baseline
▲ 0.50% · 4.625%
HK$82,051
+HK$4,706/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$154,690/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,356,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,968
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$83,140
−HK$2,203/mo
Today · 4.125%
HK$85,343
baseline
▲ 0.50% · 4.625%
HK$89,841
+HK$4,498/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$170,686/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,356,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,337
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$90,054
−HK$2,760/mo
Today · 4.125%
HK$92,814
baseline
▲ 0.50% · 4.625%
HK$98,462
+HK$5,648/mo
Deposit HK$12.77M · loan HK$19.15M · min. income ≈ HK$185,628/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,162
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,768
−HK$2,643/mo
Today · 4.125%
HK$102,411
baseline
▲ 0.50% · 4.625%
HK$107,809
+HK$5,398/mo
Deposit HK$12.77M · loan HK$19.15M · min. income ≈ HK$204,822/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,356,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,893
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$105,063
−HK$3,220/mo
Today · 4.125%
HK$108,283
baseline
▲ 0.50% · 4.625%
HK$114,872
+HK$6,589/mo
Deposit HK$9.58M · loan HK$22.34M · min. income ≈ HK$216,566/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,355
−HK$6,125/mo
▼ 0.25% · 3.875%
HK$116,395
−HK$3,085/mo
Today · 4.125%
HK$119,480
baseline
▲ 0.50% · 4.625%
HK$125,778
+HK$6,298/mo
Deposit HK$9.58M · loan HK$22.34M · min. income ≈ HK$238,960/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,006
−HK$8,215/mo
▼ 0.25% · 3.875%
HK$135,081
−HK$4,140/mo
Today · 4.125%
HK$139,221
baseline
▲ 0.50% · 4.625%
HK$147,692
+HK$8,471/mo
Deposit HK$3.19M · loan HK$28.73M · min. income ≈ HK$278,442/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,743
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$149,651
−HK$3,966/mo
Today · 4.125%
HK$153,617
baseline
▲ 0.50% · 4.625%
HK$161,714
+HK$8,097/mo
Deposit HK$3.19M · loan HK$28.73M · min. income ≈ HK$307,234/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,511 · Scale 2, in force from 26 Feb 2026)