LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,790
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,054
−HK$2,301/mo
Today · 4.125%
HK$77,355
baseline
▲ 0.50% · 4.625%
HK$82,062
+HK$4,707/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$154,710/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,356,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,978
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$83,150
−HK$2,203/mo
Today · 4.125%
HK$85,353
baseline
▲ 0.50% · 4.625%
HK$89,852
+HK$4,499/mo
Deposit HK$15.96M · loan HK$15.96M · min. income ≈ HK$170,706/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,356,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,348
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$90,065
−HK$2,761/mo
Today · 4.125%
HK$92,826
baseline
▲ 0.50% · 4.625%
HK$98,474
+HK$5,648/mo
Deposit HK$12.77M · loan HK$19.15M · min. income ≈ HK$185,652/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,356,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,174
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,780
−HK$2,644/mo
Today · 4.125%
HK$102,424
baseline
▲ 0.50% · 4.625%
HK$107,823
+HK$5,399/mo
Deposit HK$12.77M · loan HK$19.15M · min. income ≈ HK$204,848/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,356,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,906
−HK$6,391/mo
▼ 0.25% · 3.875%
HK$105,076
−HK$3,221/mo
Today · 4.125%
HK$108,297
baseline
▲ 0.50% · 4.625%
HK$114,886
+HK$6,589/mo
Deposit HK$9.58M · loan HK$22.35M · min. income ≈ HK$216,594/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,370
−HK$6,125/mo
▼ 0.25% · 3.875%
HK$116,410
−HK$3,085/mo
Today · 4.125%
HK$119,495
baseline
▲ 0.50% · 4.625%
HK$125,793
+HK$6,298/mo
Deposit HK$9.58M · loan HK$22.35M · min. income ≈ HK$238,990/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,022
−HK$8,216/mo
▼ 0.25% · 3.875%
HK$135,098
−HK$4,140/mo
Today · 4.125%
HK$139,238
baseline
▲ 0.50% · 4.625%
HK$147,711
+HK$8,473/mo
Deposit HK$3.19M · loan HK$28.73M · min. income ≈ HK$278,476/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,761
−HK$7,875/mo
▼ 0.25% · 3.875%
HK$149,670
−HK$3,966/mo
Today · 4.125%
HK$153,636
baseline
▲ 0.50% · 4.625%
HK$161,734
+HK$8,098/mo
Deposit HK$3.19M · loan HK$28.73M · min. income ≈ HK$307,272/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,356,681 · Scale 2, in force from 26 Feb 2026)