LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,813
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,078
−HK$2,301/mo
Today · 4.125%
HK$77,379
baseline
▲ 0.50% · 4.625%
HK$82,087
+HK$4,708/mo
Deposit HK$15.97M · loan HK$15.97M · min. income ≈ HK$154,758/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,357,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,004
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,176
−HK$2,204/mo
Today · 4.125%
HK$85,380
baseline
▲ 0.50% · 4.625%
HK$89,881
+HK$4,501/mo
Deposit HK$15.97M · loan HK$15.97M · min. income ≈ HK$170,760/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,357,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,376
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$90,093
−HK$2,762/mo
Today · 4.125%
HK$92,855
baseline
▲ 0.50% · 4.625%
HK$98,505
+HK$5,650/mo
Deposit HK$12.77M · loan HK$19.16M · min. income ≈ HK$185,710/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,357,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,204
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$99,811
−HK$2,645/mo
Today · 4.125%
HK$102,456
baseline
▲ 0.50% · 4.625%
HK$107,857
+HK$5,401/mo
Deposit HK$12.77M · loan HK$19.16M · min. income ≈ HK$204,912/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,357,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,938
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$105,109
−HK$3,222/mo
Today · 4.125%
HK$108,331
baseline
▲ 0.50% · 4.625%
HK$114,922
+HK$6,591/mo
Deposit HK$9.58M · loan HK$22.35M · min. income ≈ HK$216,662/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,405
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$116,447
−HK$3,085/mo
Today · 4.125%
HK$119,532
baseline
▲ 0.50% · 4.625%
HK$125,833
+HK$6,301/mo
Deposit HK$9.58M · loan HK$22.35M · min. income ≈ HK$239,064/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,063
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$135,140
−HK$4,142/mo
Today · 4.125%
HK$139,282
baseline
▲ 0.50% · 4.625%
HK$147,757
+HK$8,475/mo
Deposit HK$3.19M · loan HK$28.74M · min. income ≈ HK$278,564/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,807
−HK$7,877/mo
▼ 0.25% · 3.875%
HK$149,717
−HK$3,967/mo
Today · 4.125%
HK$153,684
baseline
▲ 0.50% · 4.625%
HK$161,785
+HK$8,101/mo
Deposit HK$3.19M · loan HK$28.74M · min. income ≈ HK$307,368/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,108 · Scale 2, in force from 26 Feb 2026)