LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,826
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,091
−HK$2,301/mo
Today · 4.125%
HK$77,392
baseline
▲ 0.50% · 4.625%
HK$82,102
+HK$4,710/mo
Deposit HK$15.97M · loan HK$15.97M · min. income ≈ HK$154,784/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,357,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,018
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,191
−HK$2,204/mo
Today · 4.125%
HK$85,395
baseline
▲ 0.50% · 4.625%
HK$89,896
+HK$4,501/mo
Deposit HK$15.97M · loan HK$15.97M · min. income ≈ HK$170,790/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,357,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,391
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$90,109
−HK$2,762/mo
Today · 4.125%
HK$92,871
baseline
▲ 0.50% · 4.625%
HK$98,522
+HK$5,651/mo
Deposit HK$12.77M · loan HK$19.16M · min. income ≈ HK$185,742/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,357,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,221
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$99,829
−HK$2,645/mo
Today · 4.125%
HK$102,474
baseline
▲ 0.50% · 4.625%
HK$107,875
+HK$5,401/mo
Deposit HK$12.77M · loan HK$19.16M · min. income ≈ HK$204,948/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,357,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,956
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$105,127
−HK$3,222/mo
Today · 4.125%
HK$108,349
baseline
▲ 0.50% · 4.625%
HK$114,942
+HK$6,593/mo
Deposit HK$9.58M · loan HK$22.36M · min. income ≈ HK$216,698/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,425
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,467
−HK$3,086/mo
Today · 4.125%
HK$119,553
baseline
▲ 0.50% · 4.625%
HK$125,855
+HK$6,302/mo
Deposit HK$9.58M · loan HK$22.36M · min. income ≈ HK$239,106/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,086
−HK$8,220/mo
▼ 0.25% · 3.875%
HK$135,164
−HK$4,142/mo
Today · 4.125%
HK$139,306
baseline
▲ 0.50% · 4.625%
HK$147,783
+HK$8,477/mo
Deposit HK$3.19M · loan HK$28.74M · min. income ≈ HK$278,612/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,832
−HK$7,879/mo
▼ 0.25% · 3.875%
HK$149,743
−HK$3,968/mo
Today · 4.125%
HK$153,711
baseline
▲ 0.50% · 4.625%
HK$161,813
+HK$8,102/mo
Deposit HK$3.19M · loan HK$28.74M · min. income ≈ HK$307,422/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,343 · Scale 2, in force from 26 Feb 2026)