LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,842
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,108
−HK$2,302/mo
Today · 4.125%
HK$77,410
baseline
▲ 0.50% · 4.625%
HK$82,120
+HK$4,710/mo
Deposit HK$15.97M · loan HK$15.97M · min. income ≈ HK$154,820/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,036
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,209
−HK$2,205/mo
Today · 4.125%
HK$85,414
baseline
▲ 0.50% · 4.625%
HK$89,916
+HK$4,502/mo
Deposit HK$15.97M · loan HK$15.97M · min. income ≈ HK$170,828/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,410
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,129
−HK$2,763/mo
Today · 4.125%
HK$92,892
baseline
▲ 0.50% · 4.625%
HK$98,544
+HK$5,652/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$185,784/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,243
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,851
−HK$2,646/mo
Today · 4.125%
HK$102,497
baseline
▲ 0.50% · 4.625%
HK$107,899
+HK$5,402/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$204,994/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,979
−HK$6,395/mo
▼ 0.25% · 3.875%
HK$105,151
−HK$3,223/mo
Today · 4.125%
HK$108,374
baseline
▲ 0.50% · 4.625%
HK$114,968
+HK$6,594/mo
Deposit HK$9.58M · loan HK$22.36M · min. income ≈ HK$216,748/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,450
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$116,493
−HK$3,087/mo
Today · 4.125%
HK$119,580
baseline
▲ 0.50% · 4.625%
HK$125,883
+HK$6,303/mo
Deposit HK$9.58M · loan HK$22.36M · min. income ≈ HK$239,160/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,115
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$135,194
−HK$4,143/mo
Today · 4.125%
HK$139,337
baseline
▲ 0.50% · 4.625%
HK$147,816
+HK$8,479/mo
Deposit HK$3.19M · loan HK$28.75M · min. income ≈ HK$278,674/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,865
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$149,777
−HK$3,968/mo
Today · 4.125%
HK$153,745
baseline
▲ 0.50% · 4.625%
HK$161,849
+HK$8,104/mo
Deposit HK$3.19M · loan HK$28.75M · min. income ≈ HK$307,490/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,646 · Scale 2, in force from 26 Feb 2026)