LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,846
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,112
−HK$2,302/mo
Today · 4.125%
HK$77,414
baseline
▲ 0.50% · 4.625%
HK$82,125
+HK$4,711/mo
Deposit HK$15.97M · loan HK$15.97M · min. income ≈ HK$154,828/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,357,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,041
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,214
−HK$2,205/mo
Today · 4.125%
HK$85,419
baseline
▲ 0.50% · 4.625%
HK$89,922
+HK$4,503/mo
Deposit HK$15.97M · loan HK$15.97M · min. income ≈ HK$170,838/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,357,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,415
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,135
−HK$2,762/mo
Today · 4.125%
HK$92,897
baseline
▲ 0.50% · 4.625%
HK$98,550
+HK$5,653/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$185,794/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,357,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,249
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,857
−HK$2,646/mo
Today · 4.125%
HK$102,503
baseline
▲ 0.50% · 4.625%
HK$107,906
+HK$5,403/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$205,006/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,357,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,985
−HK$6,395/mo
▼ 0.25% · 3.875%
HK$105,157
−HK$3,223/mo
Today · 4.125%
HK$108,380
baseline
▲ 0.50% · 4.625%
HK$114,975
+HK$6,595/mo
Deposit HK$9.58M · loan HK$22.36M · min. income ≈ HK$216,760/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,457
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$116,500
−HK$3,087/mo
Today · 4.125%
HK$119,587
baseline
▲ 0.50% · 4.625%
HK$125,890
+HK$6,303/mo
Deposit HK$9.58M · loan HK$22.36M · min. income ≈ HK$239,174/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,123
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$135,202
−HK$4,144/mo
Today · 4.125%
HK$139,346
baseline
▲ 0.50% · 4.625%
HK$147,825
+HK$8,479/mo
Deposit HK$3.19M · loan HK$28.75M · min. income ≈ HK$278,692/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,873
−HK$7,881/mo
▼ 0.25% · 3.875%
HK$149,785
−HK$3,969/mo
Today · 4.125%
HK$153,754
baseline
▲ 0.50% · 4.625%
HK$161,859
+HK$8,105/mo
Deposit HK$3.19M · loan HK$28.75M · min. income ≈ HK$307,508/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,727 · Scale 2, in force from 26 Feb 2026)