LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,849
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,115
−HK$2,302/mo
Today · 4.125%
HK$77,417
baseline
▲ 0.50% · 4.625%
HK$82,128
+HK$4,711/mo
Deposit HK$15.97M · loan HK$15.97M · min. income ≈ HK$154,834/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,357,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,044
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,217
−HK$2,205/mo
Today · 4.125%
HK$85,422
baseline
▲ 0.50% · 4.625%
HK$89,925
+HK$4,503/mo
Deposit HK$15.97M · loan HK$15.97M · min. income ≈ HK$170,844/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,357,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,419
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,138
−HK$2,763/mo
Today · 4.125%
HK$92,901
baseline
▲ 0.50% · 4.625%
HK$98,554
+HK$5,653/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$185,802/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,357,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,253
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,861
−HK$2,646/mo
Today · 4.125%
HK$102,507
baseline
▲ 0.50% · 4.625%
HK$107,910
+HK$5,403/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$205,014/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,357,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,989
−HK$6,395/mo
▼ 0.25% · 3.875%
HK$105,161
−HK$3,223/mo
Today · 4.125%
HK$108,384
baseline
▲ 0.50% · 4.625%
HK$114,979
+HK$6,595/mo
Deposit HK$9.58M · loan HK$22.36M · min. income ≈ HK$216,768/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,461
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$116,504
−HK$3,087/mo
Today · 4.125%
HK$119,591
baseline
▲ 0.50% · 4.625%
HK$125,895
+HK$6,304/mo
Deposit HK$9.58M · loan HK$22.36M · min. income ≈ HK$239,182/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,128
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$135,207
−HK$4,144/mo
Today · 4.125%
HK$139,351
baseline
▲ 0.50% · 4.625%
HK$147,830
+HK$8,479/mo
Deposit HK$3.19M · loan HK$28.75M · min. income ≈ HK$278,702/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,879
−HK$7,881/mo
▼ 0.25% · 3.875%
HK$149,791
−HK$3,969/mo
Today · 4.125%
HK$153,760
baseline
▲ 0.50% · 4.625%
HK$161,865
+HK$8,105/mo
Deposit HK$3.19M · loan HK$28.75M · min. income ≈ HK$307,520/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,779 · Scale 2, in force from 26 Feb 2026)