LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,858
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,125
−HK$2,302/mo
Today · 4.125%
HK$77,427
baseline
▲ 0.50% · 4.625%
HK$82,139
+HK$4,712/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$154,854/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,357,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,054
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,228
−HK$2,205/mo
Today · 4.125%
HK$85,433
baseline
▲ 0.50% · 4.625%
HK$89,937
+HK$4,504/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$170,866/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,357,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,430
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,150
−HK$2,763/mo
Today · 4.125%
HK$92,913
baseline
▲ 0.50% · 4.625%
HK$98,566
+HK$5,653/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$185,826/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,357,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,265
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,874
−HK$2,646/mo
Today · 4.125%
HK$102,520
baseline
▲ 0.50% · 4.625%
HK$107,924
+HK$5,404/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$205,040/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,357,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,002
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$105,175
−HK$3,223/mo
Today · 4.125%
HK$108,398
baseline
▲ 0.50% · 4.625%
HK$114,994
+HK$6,596/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$216,796/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,476
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$116,519
−HK$3,088/mo
Today · 4.125%
HK$119,607
baseline
▲ 0.50% · 4.625%
HK$125,911
+HK$6,304/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$239,214/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,145
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$135,225
−HK$4,144/mo
Today · 4.125%
HK$139,369
baseline
▲ 0.50% · 4.625%
HK$147,849
+HK$8,480/mo
Deposit HK$3.20M · loan HK$28.76M · min. income ≈ HK$278,738/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,898
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$149,811
−HK$3,969/mo
Today · 4.125%
HK$153,780
baseline
▲ 0.50% · 4.625%
HK$161,886
+HK$8,106/mo
Deposit HK$3.20M · loan HK$28.76M · min. income ≈ HK$307,560/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,357,955 · Scale 2, in force from 26 Feb 2026)