LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,867
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,134
−HK$2,302/mo
Today · 4.125%
HK$77,436
baseline
▲ 0.50% · 4.625%
HK$82,148
+HK$4,712/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$154,872/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,064
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,238
−HK$2,205/mo
Today · 4.125%
HK$85,443
baseline
▲ 0.50% · 4.625%
HK$89,947
+HK$4,504/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$170,886/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,440
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,160
−HK$2,764/mo
Today · 4.125%
HK$92,924
baseline
▲ 0.50% · 4.625%
HK$98,578
+HK$5,654/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$185,848/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,277
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,886
−HK$2,646/mo
Today · 4.125%
HK$102,532
baseline
▲ 0.50% · 4.625%
HK$107,937
+HK$5,405/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$205,064/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,014
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$105,187
−HK$3,224/mo
Today · 4.125%
HK$108,411
baseline
▲ 0.50% · 4.625%
HK$115,008
+HK$6,597/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$216,822/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,358,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,489
−HK$6,132/mo
▼ 0.25% · 3.875%
HK$116,533
−HK$3,088/mo
Today · 4.125%
HK$119,621
baseline
▲ 0.50% · 4.625%
HK$125,926
+HK$6,305/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$239,242/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,358,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,161
−HK$8,225/mo
▼ 0.25% · 3.875%
HK$135,241
−HK$4,145/mo
Today · 4.125%
HK$139,386
baseline
▲ 0.50% · 4.625%
HK$147,867
+HK$8,481/mo
Deposit HK$3.20M · loan HK$28.76M · min. income ≈ HK$278,772/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,915
−HK$7,883/mo
▼ 0.25% · 3.875%
HK$149,828
−HK$3,970/mo
Today · 4.125%
HK$153,798
baseline
▲ 0.50% · 4.625%
HK$161,905
+HK$8,107/mo
Deposit HK$3.20M · loan HK$28.76M · min. income ≈ HK$307,596/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,115 · Scale 2, in force from 26 Feb 2026)