LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,868
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,135
−HK$2,302/mo
Today · 4.125%
HK$77,437
baseline
▲ 0.50% · 4.625%
HK$82,149
+HK$4,712/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$154,874/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,065
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,239
−HK$2,206/mo
Today · 4.125%
HK$85,445
baseline
▲ 0.50% · 4.625%
HK$89,949
+HK$4,504/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$170,890/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,442
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,162
−HK$2,763/mo
Today · 4.125%
HK$92,925
baseline
▲ 0.50% · 4.625%
HK$98,579
+HK$5,654/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$185,850/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,278
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$99,887
−HK$2,647/mo
Today · 4.125%
HK$102,534
baseline
▲ 0.50% · 4.625%
HK$107,938
+HK$5,404/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$205,068/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,015
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$105,188
−HK$3,224/mo
Today · 4.125%
HK$108,412
baseline
▲ 0.50% · 4.625%
HK$115,009
+HK$6,597/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$216,824/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,358,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,491
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$116,535
−HK$3,087/mo
Today · 4.125%
HK$119,622
baseline
▲ 0.50% · 4.625%
HK$125,928
+HK$6,306/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$239,244/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,358,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,162
−HK$8,225/mo
▼ 0.25% · 3.875%
HK$135,242
−HK$4,145/mo
Today · 4.125%
HK$139,387
baseline
▲ 0.50% · 4.625%
HK$147,869
+HK$8,482/mo
Deposit HK$3.20M · loan HK$28.76M · min. income ≈ HK$278,774/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,917
−HK$7,883/mo
▼ 0.25% · 3.875%
HK$149,830
−HK$3,970/mo
Today · 4.125%
HK$153,800
baseline
▲ 0.50% · 4.625%
HK$161,907
+HK$8,107/mo
Deposit HK$3.20M · loan HK$28.76M · min. income ≈ HK$307,600/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,133 · Scale 2, in force from 26 Feb 2026)