LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,872
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,139
−HK$2,303/mo
Today · 4.125%
HK$77,442
baseline
▲ 0.50% · 4.625%
HK$82,154
+HK$4,712/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$154,884/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,070
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,244
−HK$2,206/mo
Today · 4.125%
HK$85,450
baseline
▲ 0.50% · 4.625%
HK$89,954
+HK$4,504/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$170,900/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,447
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,167
−HK$2,763/mo
Today · 4.125%
HK$92,930
baseline
▲ 0.50% · 4.625%
HK$98,585
+HK$5,655/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$185,860/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,284
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$99,893
−HK$2,647/mo
Today · 4.125%
HK$102,540
baseline
▲ 0.50% · 4.625%
HK$107,945
+HK$5,405/mo
Deposit HK$12.78M · loan HK$19.17M · min. income ≈ HK$205,080/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,021
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$105,195
−HK$3,224/mo
Today · 4.125%
HK$108,419
baseline
▲ 0.50% · 4.625%
HK$115,016
+HK$6,597/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$216,838/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,498
−HK$6,132/mo
▼ 0.25% · 3.875%
HK$116,542
−HK$3,088/mo
Today · 4.125%
HK$119,630
baseline
▲ 0.50% · 4.625%
HK$125,935
+HK$6,305/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$239,260/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,170
−HK$8,226/mo
▼ 0.25% · 3.875%
HK$135,250
−HK$4,146/mo
Today · 4.125%
HK$139,396
baseline
▲ 0.50% · 4.625%
HK$147,878
+HK$8,482/mo
Deposit HK$3.20M · loan HK$28.76M · min. income ≈ HK$278,792/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,925
−HK$7,884/mo
▼ 0.25% · 3.875%
HK$149,839
−HK$3,970/mo
Today · 4.125%
HK$153,809
baseline
▲ 0.50% · 4.625%
HK$161,917
+HK$8,108/mo
Deposit HK$3.20M · loan HK$28.76M · min. income ≈ HK$307,618/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,213 · Scale 2, in force from 26 Feb 2026)