LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,874
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,140
−HK$2,303/mo
Today · 4.125%
HK$77,443
baseline
▲ 0.50% · 4.625%
HK$82,156
+HK$4,713/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$154,886/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,071
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,245
−HK$2,206/mo
Today · 4.125%
HK$85,451
baseline
▲ 0.50% · 4.625%
HK$89,955
+HK$4,504/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$170,902/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,448
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,168
−HK$2,764/mo
Today · 4.125%
HK$92,932
baseline
▲ 0.50% · 4.625%
HK$98,587
+HK$5,655/mo
Deposit HK$12.78M · loan HK$19.18M · min. income ≈ HK$185,864/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,285
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$99,895
−HK$2,646/mo
Today · 4.125%
HK$102,541
baseline
▲ 0.50% · 4.625%
HK$107,946
+HK$5,405/mo
Deposit HK$12.78M · loan HK$19.18M · min. income ≈ HK$205,082/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,023
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$105,197
−HK$3,224/mo
Today · 4.125%
HK$108,421
baseline
▲ 0.50% · 4.625%
HK$115,018
+HK$6,597/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$216,842/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,500
−HK$6,132/mo
▼ 0.25% · 3.875%
HK$116,544
−HK$3,088/mo
Today · 4.125%
HK$119,632
baseline
▲ 0.50% · 4.625%
HK$125,938
+HK$6,306/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$239,264/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,172
−HK$8,226/mo
▼ 0.25% · 3.875%
HK$135,253
−HK$4,145/mo
Today · 4.125%
HK$139,398
baseline
▲ 0.50% · 4.625%
HK$147,880
+HK$8,482/mo
Deposit HK$3.20M · loan HK$28.76M · min. income ≈ HK$278,796/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,928
−HK$7,884/mo
▼ 0.25% · 3.875%
HK$149,842
−HK$3,970/mo
Today · 4.125%
HK$153,812
baseline
▲ 0.50% · 4.625%
HK$161,920
+HK$8,108/mo
Deposit HK$3.20M · loan HK$28.76M · min. income ≈ HK$307,624/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,237 · Scale 2, in force from 26 Feb 2026)