LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,882
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,149
−HK$2,303/mo
Today · 4.125%
HK$77,452
baseline
▲ 0.50% · 4.625%
HK$82,165
+HK$4,713/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$154,904/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,080
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,255
−HK$2,206/mo
Today · 4.125%
HK$85,461
baseline
▲ 0.50% · 4.625%
HK$89,966
+HK$4,505/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$170,922/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,458
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,179
−HK$2,764/mo
Today · 4.125%
HK$92,943
baseline
▲ 0.50% · 4.625%
HK$98,598
+HK$5,655/mo
Deposit HK$12.78M · loan HK$19.18M · min. income ≈ HK$185,886/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,296
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,906
−HK$2,647/mo
Today · 4.125%
HK$102,553
baseline
▲ 0.50% · 4.625%
HK$107,959
+HK$5,406/mo
Deposit HK$12.78M · loan HK$19.18M · min. income ≈ HK$205,106/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,034
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$105,208
−HK$3,225/mo
Today · 4.125%
HK$108,433
baseline
▲ 0.50% · 4.625%
HK$115,031
+HK$6,598/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$216,866/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,512
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$116,557
−HK$3,088/mo
Today · 4.125%
HK$119,645
baseline
▲ 0.50% · 4.625%
HK$125,952
+HK$6,307/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$239,290/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,187
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$135,268
−HK$4,146/mo
Today · 4.125%
HK$139,414
baseline
▲ 0.50% · 4.625%
HK$147,897
+HK$8,483/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$278,828/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,944
−HK$7,885/mo
▼ 0.25% · 3.875%
HK$149,859
−HK$3,970/mo
Today · 4.125%
HK$153,829
baseline
▲ 0.50% · 4.625%
HK$161,938
+HK$8,109/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$307,658/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,390 · Scale 2, in force from 26 Feb 2026)