LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,885
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,152
−HK$2,303/mo
Today · 4.125%
HK$77,455
baseline
▲ 0.50% · 4.625%
HK$82,168
+HK$4,713/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$154,910/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,084
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,258
−HK$2,206/mo
Today · 4.125%
HK$85,464
baseline
▲ 0.50% · 4.625%
HK$89,969
+HK$4,505/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$170,928/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,462
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,182
−HK$2,764/mo
Today · 4.125%
HK$92,946
baseline
▲ 0.50% · 4.625%
HK$98,602
+HK$5,656/mo
Deposit HK$12.79M · loan HK$19.18M · min. income ≈ HK$185,892/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,300
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,910
−HK$2,647/mo
Today · 4.125%
HK$102,557
baseline
▲ 0.50% · 4.625%
HK$107,963
+HK$5,406/mo
Deposit HK$12.79M · loan HK$19.18M · min. income ≈ HK$205,114/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,039
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$105,213
−HK$3,224/mo
Today · 4.125%
HK$108,437
baseline
▲ 0.50% · 4.625%
HK$115,036
+HK$6,599/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$216,874/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,517
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$116,561
−HK$3,089/mo
Today · 4.125%
HK$119,650
baseline
▲ 0.50% · 4.625%
HK$125,957
+HK$6,307/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$239,300/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,193
−HK$8,226/mo
▼ 0.25% · 3.875%
HK$135,273
−HK$4,146/mo
Today · 4.125%
HK$139,419
baseline
▲ 0.50% · 4.625%
HK$147,903
+HK$8,484/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$278,838/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,950
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$149,865
−HK$3,971/mo
Today · 4.125%
HK$153,836
baseline
▲ 0.50% · 4.625%
HK$161,945
+HK$8,109/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$307,672/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,445 · Scale 2, in force from 26 Feb 2026)