LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,886
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,153
−HK$2,303/mo
Today · 4.125%
HK$77,456
baseline
▲ 0.50% · 4.625%
HK$82,169
+HK$4,713/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$154,912/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,084
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,259
−HK$2,206/mo
Today · 4.125%
HK$85,465
baseline
▲ 0.50% · 4.625%
HK$89,970
+HK$4,505/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$170,930/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,463
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,183
−HK$2,764/mo
Today · 4.125%
HK$92,947
baseline
▲ 0.50% · 4.625%
HK$98,603
+HK$5,656/mo
Deposit HK$12.79M · loan HK$19.18M · min. income ≈ HK$185,894/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,301
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,911
−HK$2,647/mo
Today · 4.125%
HK$102,558
baseline
▲ 0.50% · 4.625%
HK$107,964
+HK$5,406/mo
Deposit HK$12.79M · loan HK$19.18M · min. income ≈ HK$205,116/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,040
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$105,214
−HK$3,225/mo
Today · 4.125%
HK$108,439
baseline
▲ 0.50% · 4.625%
HK$115,037
+HK$6,598/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$216,878/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,518
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$116,563
−HK$3,088/mo
Today · 4.125%
HK$119,651
baseline
▲ 0.50% · 4.625%
HK$125,958
+HK$6,307/mo
Deposit HK$9.59M · loan HK$22.37M · min. income ≈ HK$239,302/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,194
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$135,275
−HK$4,146/mo
Today · 4.125%
HK$139,421
baseline
▲ 0.50% · 4.625%
HK$147,904
+HK$8,483/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$278,842/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,952
−HK$7,885/mo
▼ 0.25% · 3.875%
HK$149,866
−HK$3,971/mo
Today · 4.125%
HK$153,837
baseline
▲ 0.50% · 4.625%
HK$161,946
+HK$8,109/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$307,674/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$1,358,459 · Scale 2, in force from 26 Feb 2026)