LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,889
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,157
−HK$2,303/mo
Today · 4.125%
HK$77,460
baseline
▲ 0.50% · 4.625%
HK$82,173
+HK$4,713/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$154,920/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,089
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,263
−HK$2,207/mo
Today · 4.125%
HK$85,470
baseline
▲ 0.50% · 4.625%
HK$89,975
+HK$4,505/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$170,940/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,467
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,188
−HK$2,764/mo
Today · 4.125%
HK$92,952
baseline
▲ 0.50% · 4.625%
HK$98,608
+HK$5,656/mo
Deposit HK$12.79M · loan HK$19.18M · min. income ≈ HK$185,904/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,306
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,916
−HK$2,647/mo
Today · 4.125%
HK$102,563
baseline
▲ 0.50% · 4.625%
HK$107,970
+HK$5,407/mo
Deposit HK$12.79M · loan HK$19.18M · min. income ≈ HK$205,126/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,358,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,045
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$105,219
−HK$3,225/mo
Today · 4.125%
HK$108,444
baseline
▲ 0.50% · 4.625%
HK$115,043
+HK$6,599/mo
Deposit HK$9.59M · loan HK$22.38M · min. income ≈ HK$216,888/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,524
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$116,569
−HK$3,088/mo
Today · 4.125%
HK$119,657
baseline
▲ 0.50% · 4.625%
HK$125,965
+HK$6,308/mo
Deposit HK$9.59M · loan HK$22.38M · min. income ≈ HK$239,314/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,201
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$135,282
−HK$4,146/mo
Today · 4.125%
HK$139,428
baseline
▲ 0.50% · 4.625%
HK$147,912
+HK$8,484/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$278,856/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,358,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,959
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$149,874
−HK$3,971/mo
Today · 4.125%
HK$153,845
baseline
▲ 0.50% · 4.625%
HK$161,955
+HK$8,110/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$307,690/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,358,529 · Scale 2, in force from 26 Feb 2026)