LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,895
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,162
−HK$2,304/mo
Today · 4.125%
HK$77,466
baseline
▲ 0.50% · 4.625%
HK$82,180
+HK$4,714/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$154,932/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,095
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,270
−HK$2,206/mo
Today · 4.125%
HK$85,476
baseline
▲ 0.50% · 4.625%
HK$89,982
+HK$4,506/mo
Deposit HK$15.98M · loan HK$15.98M · min. income ≈ HK$170,952/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,474
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,195
−HK$2,764/mo
Today · 4.125%
HK$92,959
baseline
▲ 0.50% · 4.625%
HK$98,615
+HK$5,656/mo
Deposit HK$12.79M · loan HK$19.18M · min. income ≈ HK$185,918/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,358,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,314
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,924
−HK$2,647/mo
Today · 4.125%
HK$102,571
baseline
▲ 0.50% · 4.625%
HK$107,978
+HK$5,407/mo
Deposit HK$12.79M · loan HK$19.18M · min. income ≈ HK$205,142/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,358,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,053
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$105,227
−HK$3,225/mo
Today · 4.125%
HK$108,452
baseline
▲ 0.50% · 4.625%
HK$115,051
+HK$6,599/mo
Deposit HK$9.59M · loan HK$22.38M · min. income ≈ HK$216,904/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,533
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$116,577
−HK$3,089/mo
Today · 4.125%
HK$119,666
baseline
▲ 0.50% · 4.625%
HK$125,974
+HK$6,308/mo
Deposit HK$9.59M · loan HK$22.38M · min. income ≈ HK$239,332/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,211
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$135,292
−HK$4,147/mo
Today · 4.125%
HK$139,439
baseline
▲ 0.50% · 4.625%
HK$147,923
+HK$8,484/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$278,878/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,358,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,970
−HK$7,887/mo
▼ 0.25% · 3.875%
HK$149,885
−HK$3,972/mo
Today · 4.125%
HK$153,857
baseline
▲ 0.50% · 4.625%
HK$161,967
+HK$8,110/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$307,714/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,358,631 · Scale 2, in force from 26 Feb 2026)