LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,901
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,168
−HK$2,304/mo
Today · 4.125%
HK$77,472
baseline
▲ 0.50% · 4.625%
HK$82,186
+HK$4,714/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$154,944/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,101
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,277
−HK$2,206/mo
Today · 4.125%
HK$85,483
baseline
▲ 0.50% · 4.625%
HK$89,989
+HK$4,506/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$170,966/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,358,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,481
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$90,202
−HK$2,765/mo
Today · 4.125%
HK$92,967
baseline
▲ 0.50% · 4.625%
HK$98,624
+HK$5,657/mo
Deposit HK$12.79M · loan HK$19.18M · min. income ≈ HK$185,934/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,358,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,322
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$99,932
−HK$2,648/mo
Today · 4.125%
HK$102,580
baseline
▲ 0.50% · 4.625%
HK$107,987
+HK$5,407/mo
Deposit HK$12.79M · loan HK$19.18M · min. income ≈ HK$205,160/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,358,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,061
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$105,236
−HK$3,225/mo
Today · 4.125%
HK$108,461
baseline
▲ 0.50% · 4.625%
HK$115,061
+HK$6,600/mo
Deposit HK$9.59M · loan HK$22.38M · min. income ≈ HK$216,922/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,542
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$116,587
−HK$3,089/mo
Today · 4.125%
HK$119,676
baseline
▲ 0.50% · 4.625%
HK$125,985
+HK$6,309/mo
Deposit HK$9.59M · loan HK$22.38M · min. income ≈ HK$239,352/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,358,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,222
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$135,303
−HK$4,147/mo
Today · 4.125%
HK$139,450
baseline
▲ 0.50% · 4.625%
HK$147,936
+HK$8,486/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$278,900/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,358,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,983
−HK$7,887/mo
▼ 0.25% · 3.875%
HK$149,898
−HK$3,972/mo
Today · 4.125%
HK$153,870
baseline
▲ 0.50% · 4.625%
HK$161,980
+HK$8,110/mo
Deposit HK$3.20M · loan HK$28.77M · min. income ≈ HK$307,740/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,358,745 · Scale 2, in force from 26 Feb 2026)