LTV · monthly repayment
▼ 0.50% · 3.625%
HK$729,044
−HK$45,717/mo
▼ 0.25% · 3.875%
HK$751,721
−HK$23,040/mo
Today · 4.125%
HK$774,761
baseline
▲ 0.50% · 4.625%
HK$821,904
+HK$47,143/mo
Deposit HK$159.86M · loan HK$159.86M · min. income ≈ HK$1,549,522/mo (50% DSR)
Upfront cash ≈ HK$180.64M (deposit + AVD stamp duty HK$20,781,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$811,054
−HK$43,819/mo
▼ 0.25% · 3.875%
HK$832,806
−HK$22,067/mo
Today · 4.125%
HK$854,873
baseline
▲ 0.50% · 4.625%
HK$899,934
+HK$45,061/mo
Deposit HK$159.86M · loan HK$159.86M · min. income ≈ HK$1,709,746/mo (50% DSR)
Upfront cash ≈ HK$180.64M (deposit + AVD stamp duty HK$20,781,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$874,853
−HK$54,861/mo
▼ 0.25% · 3.875%
HK$902,066
−HK$27,648/mo
Today · 4.125%
HK$929,714
baseline
▲ 0.50% · 4.625%
HK$986,285
+HK$56,571/mo
Deposit HK$127.89M · loan HK$191.83M · min. income ≈ HK$1,859,428/mo (50% DSR)
Upfront cash ≈ HK$148.67M (deposit + AVD stamp duty HK$20,781,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$973,265
−HK$52,582/mo
▼ 0.25% · 3.875%
HK$999,367
−HK$26,480/mo
Today · 4.125%
HK$1,025,847
baseline
▲ 0.50% · 4.625%
HK$1,079,921
+HK$54,074/mo
Deposit HK$127.89M · loan HK$191.83M · min. income ≈ HK$2,051,694/mo (50% DSR)
Upfront cash ≈ HK$148.67M (deposit + AVD stamp duty HK$20,781,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,020,662
−HK$64,004/mo
▼ 0.25% · 3.875%
HK$1,052,410
−HK$32,256/mo
Today · 4.125%
HK$1,084,666
baseline
▲ 0.50% · 4.625%
HK$1,150,665
+HK$65,999/mo
Deposit HK$95.92M · loan HK$223.80M · min. income ≈ HK$2,169,332/mo (50% DSR)
Upfront cash ≈ HK$116.70M (deposit + AVD stamp duty HK$20,781,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,135,476
−HK$61,346/mo
▼ 0.25% · 3.875%
HK$1,165,929
−HK$30,893/mo
Today · 4.125%
HK$1,196,822
baseline
▲ 0.50% · 4.625%
HK$1,259,908
+HK$63,086/mo
Deposit HK$95.92M · loan HK$223.80M · min. income ≈ HK$2,393,644/mo (50% DSR)
Upfront cash ≈ HK$116.70M (deposit + AVD stamp duty HK$20,781,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,312,279
−HK$82,292/mo
▼ 0.25% · 3.875%
HK$1,353,099
−HK$41,472/mo
Today · 4.125%
HK$1,394,571
baseline
▲ 0.50% · 4.625%
HK$1,479,427
+HK$84,856/mo
Deposit HK$31.97M · loan HK$287.75M · min. income ≈ HK$2,789,142/mo (50% DSR)
Upfront cash ≈ HK$52.75M (deposit + AVD stamp duty HK$20,781,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,459,897
−HK$78,874/mo
▼ 0.25% · 3.875%
HK$1,499,051
−HK$39,720/mo
Today · 4.125%
HK$1,538,771
baseline
▲ 0.50% · 4.625%
HK$1,619,882
+HK$81,111/mo
Deposit HK$31.97M · loan HK$287.75M · min. income ≈ HK$3,077,542/mo (50% DSR)
Upfront cash ≈ HK$52.75M (deposit + AVD stamp duty HK$20,781,812 · Scale 2, in force from 26 Feb 2026)